Independent Medicare & Retirement Advisor · Los Angeles

Medicare and retirement decisions, with the math on screen.

LiveWise maps your options, shows you the numbers side by side, and lets you decide. Medicare plans, retirement income, and what you leave behind, from one independent advisor in Los Angeles.

24+ yrsIn financial services

10+Carriers represented

$0Cost to work with us

Quick Start

Where are you starting from?

I'm turning 65 or new to Medicare→I have Medicare and Medi-Cal→I want to review my current plan→I want to protect my income or family→

Or call (213) 720-2323 and talk to Dennis directly.

What We Help With

Health, income, and legacy. One advisor, one plan.

Everything below is quoted, compared, and enrolled by us directly. No hand-offs, no call center.

Medicare Advantage

All-in-one plans with $0 premiums available, including Dual Special Needs Plans for Medicare + Medi-Cal members.

Compare plans →

Medicare Supplement

Medigap plans that fill the gaps in Original Medicare so you can see any doctor who accepts Medicare, nationwide.

Compare plans →

Part D Prescription Drug

We run your exact medication list and pharmacy so your plan covers what you take, at the lowest total cost.

Check my drugs →

Life Insurance

Whole Life, Indexed Universal Life, and Term, sized by a written needs analysis rather than a round number.

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Annuities & Retirement Income

A private pension built from your savings: fixed indexed annuities with income riders that pay for life.

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Long-Term Care & Dental

Medicare doesn’t pay for custodial care. We plan for that cost before it arrives, and add standalone dental that fits.

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Who We Are

Independent. We work for you, not a carrier.

Every plan we’re appointed with goes on the same screen: LA Care, SCAN, Anthem, Aetna, Humana, UnitedHealthcare, Alignment, Astiva and more. You see them side by side and the recommendation comes with its reasoning.

About LiveWise →

What We Do

Diagnose first. Recommend second.

Your doctors, prescriptions, and budget are checked against every plan in your area before a single one is recommended. The review happens on Zoom with live quotes. Enrollment is online, with confirmation in hand.

See how it works →

Why LiveWise

Medicare + Medi-Cal is where we started.

Dual-eligible plans are the core of our book. If you have both Medicare and Medi-Cal, we know the plans, the extra benefits, and the paperwork, and we handle the parts that usually fall through.

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How It Works

Four steps. Education and transparency.

We start by listening

We want to hear about you. Your needs and priorities. Do you like your current doctors? What do you want the next decade to look like healthwise?

We do the homework

We check every plan in your area against your doctors, your prescriptions, and your pharmacy, so what we show you already fits.

Review together on screen

On Zoom or in person, we compare your options side by side with live quotes so you see exactly what you’d get.

Enroll, then we stay with you

Once we confirm the enrollment is in place, the job isn’t finished. Our post-enrollment process ensures you utilize your benefits and we are here when you need us. Today, tomorrow and down the road.

Why Choose LiveWise

A licensed advisor, modern tools, and the time to use them properly.

LiveWise is a licensed, independent agency for Medicare and retirement planning in California. We explain the trade-offs in plain language, show the comparison on screen, and stay reachable after you enroll.

Licensed, trained & ready to help

California-licensed (Agent #4255966, Corporate #6015092), recertified every year with each carrier we represent, and working from a defined review process so nothing about your situation gets skipped.

Clear, simple & technology powered

Live side-by-side quotes on screen during your review, your doctors and prescriptions run against every plan in your area, e-signature, and online enrollment with a confirmation number before we hang up.

Carriers We Represent

Independent means we shop the market for you.

Medicare

Advantage · Supplement · Part D · PACE

LA CareSCAN Health PlanAnthem Blue CrossAetnaHumanaUnitedHealthcareAlignment HealthAstiva HealthWellcareMolina HealthcareImperial Health PlanWelbeHealth (PACE)

Life & Annuities

Whole Life · IUL · Term · Fixed Indexed Annuities

Mutual Trust LifeF&G Annuities & LifeNationwideOneAmericaAtheneGlobal Atlantic

Life and annuity recommendations follow a written needs analysis — never a one-size-fits-all product.

Dental

Standalone dental & dental-vision-hearing

Delta DentalHumana DentalLiberty DentalAmFirstNCD DentalDenali DentalBrightSmileMorgan White

We do not offer every plan available in your area. Currently we represent 17 organizations which offer 85 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Dennis GibbsLicensed Agent · CA #4255966

Meet Your Agent

Dennis Gibbs, Founder

Dennis has spent more than 24 years in financial services, including two decades in mortgage lending and foreign exchange. Since 2022 he has focused exclusively on Medicare, life insurance, and retirement income planning in California, with a core practice serving people who qualify for both Medicare and Medi-Cal.

He is a California-licensed advisor, independent of any single carrier, and personally runs every client review.

CA Agent License#4255966

CA Corporate License#6015092 · LiveWise Insurance Services

Already a LiveWise Client?

Your advisor every year, not just the year you enrolled.

☎ Call or text (213) 720-2323

Book your annual plan review

Plans change every year. A twenty-minute review each fall confirms your doctors, prescriptions, and costs still line up, and shows you what would change if you moved.

Schedule my review →

Got a letter from your plan?

Your Annual Notice of Change arrives each September. Text us a photo and you’ll get back what changed for you and what, if anything, to do about it.

Text us a photo →

Know someone who needs help?

Most of our clients came from someone we already work with. Share our number. They get the same review you did.

Or leave us a Google review →

Client Reviews

What families in Los Angeles say

★5.0 on Google|Read all

★★★★★

“Navigating the health insurance market can be incredibly overwhelming but he made the entire process seamless and stress-free. What stood out to me was his breadth of knowledge about different plans, and his patience. Dennis took the time to answer all my questions, in plain language, and never made me feel rushed. Once I chose a plan, he went the extra mile, providing selected primary care doctor recommendations near me. Every time I reached out, he contacted me almost immediately.”

Lance G. · Google review

★★★★★

“Mr. Dennis Gibbs is a highly qualified professional with distinct knowledge of details that he communicates very well. He has willingly made time to help answer my concerns on Medicare Original and UHC Supplement. He is for me a 10 out of 10 kind of an Agent, over many months, more than a year.”

Suhrid S. · Google review

Request a Callback

Talk to a licensed advisor, not a call center.

Tell us where you’re starting from and we’ll call you back, usually the same business day. There is never a fee to work with LiveWise.

Medicare and retirement decisions, with the math on screen.

Where are you starting from?