Assisting Federal Employees is Our Priority

At Livewise, we understand the distinct benefits and challenges that come with being a federal employee. Whether you're navigating your retirement options, seeking comprehensive life insurance, or looking to secure the best Medicare plans, we’re here to guide you every step of the way.

What’s Keeping Federal Employees Up at Night

Retirement Should Be a Time of Peace

You’ve built a career on service, structure, and dependability—but when it comes to your benefits, the system doesn’t always return the favor. Between confusing options, outdated assumptions, and pressure to make permanent decisions without enough guidance, many federal employees enter retirement with less confidence—and less money—than they should. That doesn’t sit right with us. You deserve clarity. You deserve control. And you deserve to retire on your terms.


FEGLI Feels Familiar—But It’s Not Always Working for You
Many keep their federal life insurance for decades without realizing how much the cost escalates or how little flexibility it offers. FEGLI can feel safe, but for some, it quietly becomes one of the most expensive line items in retirement.


TSP Is Powerful—But Often Underutilized
Too often, the Thrift Savings Plan is treated like just another retirement account. Without a strategy tailored to your goals and tax outlook, you might be missing out on opportunities to grow, protect, or even access your money when it matters most.


Survivor Benefits Create Protection—And Pressure
Choosing the survivor benefit option can feel like a no-brainer, but many couples are left torn between long-term security and short-term affordability. Once it’s locked in, reversing course is rarely an option—adding even more pressure to get it right the first time.


There’s No One Watching the Big Picture You’re expected to juggle your FEHB, pension estimate, TSP elections, and life insurance decisions—while also planning for inflation, health events, or legacy goals. But who’s stepping back to look at how it all fits together?

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Our Services for Federal Employees

Federal Employee Services

Federal Employee Benefits & Retirement

Guiding federal employees through retirement, benefits, and financial security with expert planning.

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Frequently Asked Questions

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Monthly Giving

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Join the LiveWise Community

When you partner with LiveWise, you’re not just choosing a service—you’re joining a family. A family that listens, advises, and stands by you throughout your retirement journey.

Let us manage the details, so you can focus on the joy of living.

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